About Us
Our Experience
Our combined experience of over 60 years positions us to help our clients with complex and creative insurance solutions and packages. We work as an independent agency and focus on Group Health, Medicare, Dental, Vision, Life, Supplemental, and 401k Programs.
Let us lend you our expertise to solve your payroll issues, compliance, manage your benefits program, and assist employee's with individual lines of coverage when necessary.
Our Team
Michael Young
Michael Young
Michael Young
Owner/Broker : Michael leads 20/20 as the president and a licensed broker for 12 years. He is in charge of the Employee Benefits and Medicare Division and also writes life insurance and long term care. He resides in Exeter, CA with his wife Shawna and their two kids.
Shawna Young
Michael Young
Michael Young
Human Resources : Shawna heads the Human Resources Department and is in charge of AP/AR. She has worked for herself in the past and worked in office management for public and privately held companies. She resides in Exeter, CA with her husband Michael and their two kids
Karen Munger
Michael Young
Karen Munger
Licensed Agent : Karen has established herself as the leading expert in Medicare in the Visalia area and directs the Medicare division as a licensed broker for the last 18 years. She brings a wealth of knowledge to our team including expertise in Social Security and helping new beneficiaries enroll into Medicare. She resides in Exeter, CA with her family and has 6 grandchildren
Marilyn Lynn
Marilyn Lynn
Karen Munger
Medicare Coordinator : Marilyn brings 15 years of experience as a licensed Life and health agent. She oversees our Medicare Department and manages new policies and changes to existing coverage. She is also an expert in Part D plans. She resides in Exeter, CA with her husband and has 3 grown children and 3 grandchildren.
Lacie Austin
Marilyn Lynn
Lacie Austin
Group Coordinator : Lacie is our Group Coordinator and manages new business benefits, changes to existing coverage, service such as ordering ID cards, and handling complex issues. Her experience in the medical field and handling claims for Cigna Global gives her an edge as a team member of 20/20. She resides in Exeter, CA with her family boasting 5 kids from ages 4-12.