Privacy Policy

Effective Date: 8-1-2025
Last Updated: 8-6-2025

Welcome to 20/20 Employee Benefits (“we,” “us,” or “our”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website (the “Site”) and interact with our services.

By using our Site, you agree to the practices described in this Privacy Policy.

Our services are intended for adult users only. We do not knowingly collect or solicit personal information from anyone under the age of 18. If you are under 18, please do not use this Site or provide any personal data.

We collect the following categories of personal information:

• Contact Information: Name, email address, phone number, and mailing address
   
• Demographic Information: Age, date of birth, and gender
   
• Insurance Information: Coverage details, policy preferences, and application data
   
• Technical Information: IP address, browser type, device type, and pages visited (collected through cookies and similar technologies)
   

We use the information we collect to:

• Provide and manage insurance-related services
   
• Respond to inquiries and provide customer support
   
• Send updates, newsletters, and marketing materials (with your consent)
   
• Improve our website performance and user experience
   
• Comply with legal obligations
   

We do not sell your personal information. We may share your data with:

• Licensed insurance agents and carriers, for the purpose of providing services
   
• Third-party service providers (e.g., hosting, analytics) under strict confidentiality agreements
   
• Legal or regulatory authorities when required by law
   

If you are a California resident, you have the right to:

• Know what personal information we collect, use, and share
   
• Delete personal information we have collected from you (with certain exceptions)
   
• Opt-out of the sale of your personal information (we do not sell personal data)
   
• Non-discrimination for exercising your CCPA rights
   

To make a CCPA request, please contact us at:

📧 info@2020employeebenefits.com
📞 559-592-3495
📫 231 N Kaweah Ave Exeter, CA 93221

We take reasonable steps to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of data transmission or storage is 100% secure.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date above. We encourage you to review this policy periodically.

If you have any questions about this Privacy Policy or our practices, you may contact us at:

20/20 Employee Benefits
📧 info@2020employeebenefits.com
📞 559-592-3495